Public Liability

Public liability insurance is designed for businesses that interact with customers or members of the public.

Public Liability protects your business from financial loss should you be liable for property damage or personal injury caused by your services, business operations or your employees. It covers non-professional negligent acts.

Below are just a few examples of situations in which your business could be found responsible for paying various costs, such as medical and legal expenses, as well as compensatory and punitive damages:

  • A customer slips in your restaurant, and breaks their hip.

  • A contractor damages a nearby building.

  • An electrician accidentally causes a fire at their customer’s premises.

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